Now that I have a bit more free time, I hope to be able to contribute more. I am a newbie to frugal living and these lists have helped a lot! Since I was a lurker and a transfer on the old list, I thought I should introduce myself. My name is Carla. I’m 31 and only been married 1 1/2 years. I came from a middle class upbringing. We weren’t rich, but got by just fine. My mother never was particularly frugal.
So when my husband and I got married and bills starting coming from nowhere, we were living paycheck to paycheck and just barely surviving. We purchased a house last year which we could afford, but my husband is laid off twice a year for about a month each time. We failed to prepare for this one. I’m struggling to dig ourselves out of this mess. I’ve managed to cut a lot of expenses by following the advice of this group. I managed to cut my grocery bill way down thanks to you all, Aldi’s and not eating out. So our goal now is to scale down everything and see if we can’t be debt free in two years.
My husband has some land that he is going to sell. We are going to use the profits to purchase a couple of acres outside the city. We are looking into a double wide which we think that we will be able to pay for without financing, or financing very little. We would sell our house and pay it off. We both work full time and started a side business breeding reptiles. Although we haven’t made big profits yet, we should bring in a nice income next year because the lizards will be breeding age. So I’m trying to learn to be frugal. I need all the help that I can get.
We both spend too much money on stuff we don’t need, but we’ve even halted that. We are really committed to giving this a try. I’ve started a mini emergency fund. It has $300 so far. Sorry this is so long. I’ll quit rambling. Glad to get to know you all. Take care.